Manual

Any creation is always accompanied by a manual. 

A car has a manual so that when it malfunctions, the repair technician will know how to fix the trouble. The manual also teaches how to maintain the car to keep it in good running condition so it can get you to places especially your desired destination. 

Your cellphone has a manual, too! It gives the assurance you can know its proper use, its features and continue enjoying them using the internet,  as from time to time, your cellphone hangs and encounters all sorts of unexpected problems. 

Do you know that your life has a manual, too? Like a car or a cellphone, you are a creation – with a purpose, too! Sometimes it’s difficult to know it; and it may take a while to know what your purpose is for being here. But  I AM SURE that you are intended to be uselful. What are cars and/or cellphones, that are all over the place wherever you look, if they’re of no use? 

Know this. Just keep on looking until you find your usefulness! When problems come your way, you may feel broken and destroyed but you can be repaired. Thanks to your (repair) manual! Your life manual has also sufficient instructions how you can maintain a good & meaningful life. 

And yes, including how to create & maintain good finances – example of this is the 7.5 Million goal of each of you that’s coming your way in few years! Thanks to the guidance of an awesome community!

That’s why, financial or otherwise,  you always hear me tell you that you can live and enjoy a fantastic life to the full! Check your manual, that promise is there!

Just keep reading it everyday of your life not only during the mass or religion classes – even if you don’t feel like reading it at times. 

Oh, well. Thankfully, you can also watch its movie adaptation I recently discovered (see below).

Tell you something. Daddy is convinced that your (life/repair) manual is the best source of financial wisdom! It is popularly called as …

 
The Bible 1:

 
The Bible 2:

 
The Bible 3:

 
The Bible 4:

 
Attribution: Image from haynes.com; Gospel of Jesus facebook page for the videos.

Postscript: You may join.our community if you think your financial life is a mess right now. And change your life for the better! Know more about it, here!

Give all your money to the poor. Will you follow?

Others may feel differently. But for someone studying personal finance & investing like me who also would like to transfer the right knowledge and values to #2daughters, I find the story of the the rich man who consulted the Savior, very disturbing! It’s as if I’m in a dead-end, staring at a brick wall seeing some writing on the wall (like the image above). It seemed like all stuff I am discovering up to now will eventually end up useless!

What?! Sell my possessions and give the money to the poor?! Perhaps everyone, whether rich or poor at this very moment, will do the exact same thing the rich man did. He went away, was sad and grieved for he had great possessions. Honestly? I think even the poor would do that. 

I do. I don’t have great possessions yet. And with very little resources, I would question, why should I give to others when what I have is not even enough for me? I can not give what I don’t have! Hello?! In case I sell whatever I have, I’d rather use the proceeds which will definitely be insufficient still. Ako muna bago sila! (Me first before them!). Isn’t that how people, by nature, misbehave? 

Thankfully, I found this sensible note I can agree with. It reads:

“What does your money mean to you? Although Jesus wanted this man to sell everything and give his money to the poor, this does not mean that all believers should sell all their possessions. Most of his followers did not sell everything, although they used their possessions to serve others. Instead, this story shows us that we must not let anything we have or desire keep us from following Jesus. We must remove all barriers to serving him fully. If Jesus asked, could you give up your house? Your car? Your level of income? Your position on the ladder of promotion? Your reaction may show your attitude toward money-whether it is your servant or your master.”

(Above commentary is from the Life Application Study Bible, page 1436; published by Tyndale House Publishers, Inc.)

Therefore, having possessions and having the money or the lack of them is not the issue. Being rich or poor is not the issue. My attitude is the issue. Your attitude is the issue. No matter which strata you are in, in this society and generation, right now, while you’re reading up to this paragraph. 

This, I think, is the reason why there’s a saying “money is the acid-test of character” (credit to whoever said that). I once heard Francis Kong in a TV interview said that “money problem is an attitude problem.” Often because people misplace money in their lives. Money should always be a servant, and never a master, of our lives. May God help me to always keep that top-of-the-mind awareness.

Postscript 1/2: You can read the whole story of this rich man who was so attached to his great possessions in the link below:

Looking at the man, Jesus felt genuine love for him. “There is still one thing you haven’t done,” he told him. “Go and sell all your possessions and give the money to the poor, and you will have treasure in heaven. Then come, follow me.”
Mark 10:21 NLT (http://bible.com/116/mrk.10.21.NLT )

PostScript 2/2: Incidentally, I am part of a community that teaches that the ultimate purpose of wealth/money is to love and serve others. See for yourself if you fit, click this now!

Earthquakes can’t stop me!

I’ve had countless near-death experiences in my life.
During elementary years,  I almost drowned in a rangas (river) for not heeding to my parent’s advice not to bathe there because I didn’t know how to swim. Thanks to a friend who lifted me up for some oxygen.

Thus, in college, I took swimming lessons for my PE subjects. But I almost drowned again some years back during a company outing in Batangas due to my arrogance that I knew how to swim I could go near the floating boundary. I panicked I could no longer touch the sand. But images of #2daughters flashed before my eyes. It was such an inspiration that despite exhaustion I was able to swim back to the shore.

I learned very important lessons I carry to this day. That both ignorance and arrogance can kill you! With investing, I find these very valuable.

The most recent was yesterday. I was giving my all finishing my work to rush for an Aunt’s birthday to reunite with 2daughters but something shook my world.  Continue reading

Dark side of Money

The reason why I’m introducing you to money this early is for you to be good money managers with the right values as kids. Hopefully maging habit yan at madala ninyo as you become responsible adults.

Money should be earned and used for your own good and the people around you and God’s purpose. Alam n’yo na yan di ba? Ganyan ang mensahe sa “Why become rich?” kung naaalala n’yo pa.

I know it’s been a year pero dapat hindi yan makalimutan.

Especially, money has its dark side.

And it’s really unfortunate that money has its dark side.

Ipinapakita yan dito sa Discovery Channel’s documentary sa ibaba na nagkataon namang na-discover ko lang dahil sa Drug Trade investigation ng House of Representatives. Continue reading

Lagi magpasalamat

Dapat laging pahalagahan ito: Being grateful.

Parati magpasalamat. May pera man o wala.

Kasi nga naman kung complainer (mareklamo) ka, lalo lamang lalayo sa’yo ang grasya (blessings)! Kaya para makasigurong lalapitan ka ng blessings, alam mo na ang gagawin mo. 🙂

May kasabihan akong nabasa noon na “gratefulness leads to contentment and abundance.”

Be very blessed by watching this life-changing discussions about gratefulness and other important life values: Continue reading

Relationship versus money

Relationship is still the most important of all. By that, I mean your relationship with God and His people.

Para maging makabuluhan ang relationship na ‘yan, ang pinakamahalagang katangian dapat ay “loving”(mapagmahal) ang uri ng relationship na ito.

 

 

Ang tamang technique Continue reading