“Save” more from “Spend”?

Si Ate pala ay may savings pa rin taken from the supposed “Spend” envelop?

Confession n’ya yan while we were on #JFC ice cream and value meal date the other day – matapos makabili ng (a) ibang school supplies (world map, etc) for her school project, (b) some stuffs (small chunks of nuggets, ham and hotdog) from #PGOLD, and (c) a minimum boardlot of 10 shares of #BPI stocks for about nine hundred pesos only.

Yan ay bukod sa kanyang (allowance) savings na ipinahahawak sa akin to be deposited as her payment sa kanyang future self through her investment account.

Natuwa ako dahil mukhang nagiging habit na ang pag-save. Ito lang kasi ang tanging paraan para makapag-invest ang isang tao.

Concerned lang ako. Continue reading

Gaano ka kasuwerte?

Kung nakakapag-school ka at hindi kailangan maglakad ng isang oras papunta at isang oras pabalik, di ba swerte ka?

Kung may baon ka at di kailangan mag-ulam ng asin, di ba swerte rin yan?

Kung hindi ka sa kuweba kailangan tumira kasama ang mga wild animals tulad ng ahas, swerte din bang matatawag yan?

Ang nasa ibaba (press “F5” key kung wala ang video ng #KMJS) ay isa sa mga nakakalungkot na kuwentong napanood ko: Continue reading

Lagi magpasalamat

Dapat laging pahalagahan ito: Being grateful.

Parati magpasalamat. May pera man o wala.

Kasi nga naman kung complainer (mareklamo) ka, lalo lamang lalayo sa’yo ang grasya (blessings)! Kaya para makasigurong lalapitan ka ng blessings, alam mo na ang gagawin mo. ūüôā

May kasabihan akong nabasa noon na “gratefulness leads to contentment and abundance.”

Be very blessed by watching this life-changing discussions about gratefulness and other important life values: Continue reading

Relationship versus money

Relationship is still the most important of all. By that, I mean your relationship with God and His people.

Para maging makabuluhan ang relationship na ‘yan, ang pinakamahalagang katangian dapat ay “loving”(mapagmahal) ang uri ng relationship na ito.

 

 

Ang tamang technique Continue reading

Paano bibili kung sarado ang Philippine Stock Exchange (PSE)?

Sumasabay sa school ang operations ng PSE (Philippine Stock Exchange). Bukas sila 9:30am hanggang 3:30pm, Mondays to Fridays only. Kapag holidays, wala rin silang pasok.

So paano ka na maki-sosyo sa mga big tycoons ng bansa tulad ni Tony Tan (ng Jollibee)? Kailangan ba a-absent ka para lang dito?

Hindi kailangan mag-suffer ang school at iba pang gawain n’yo. Sabi nga natin, “on the side” lang ito. Sideline kumbaga. Di kailangang Continue reading

Why become rich?

Dear Ate and Bunso,

I want to be very clear why I want you to be wealthy.

[ Gusto ko maging maliwanag bakit nais ko kayong yumaman.]

For Ate: to have almost 6 Million 30 years from now. Of course if she only wants that amount. And for what? Just read on.

[ Para kay¬†Ate: na magkaroon ng halos anim(6) na Milyon ¬†tatlumpung taon mula ngayon. Siyempre, kung gusto n’ya lang ang ganyang halaga. At para saan? Magpatuloy lang sa pagbabasa.¬†]

whyinvest goals purpose

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Journey with us as we study and navigate Personal Finance and Investing. Click join button in this facebook group/forum: Parents-Kids Personal Finance and Investing Journey (Parkid-PFI)

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And more than that¬†amount for Bunso because she has the time advantage. Again, I won’t force the issue if you don’t like that much money. Now, you still remember the story of “Ping at Pong,” right? In investing, the earlier you start, the better because TIME¬†helps compound especially the earnings. That is IF Bunso, like her Ate, demonstrates that she can also truly save ūüôā Continue reading