Why be an eternal student?



Many people think that once you earn a degree by finishing college, you stop studying.

I also thought it was that way.

But after landing work after work, I would still find myself in orientations and training and refreshers year after year. Studying. Reviewing. Trying to pass exams to get good grades. It was like I didn’t finish college at all! Sometimes I find them bad; but more often, looking back now, they provided me more of the good stuff I didn’t realize I have and I can do after every learning sessions.

Stephen Covey called this “sharpening the saw” in his 7 Habits of Highly Effective People materials. It is simply as simple as sharpening your pencil. You can only put your pencil to good use if you sharpen it, right? You don’t particularly feel as good and effective with your writing if you have a pudpud (un-sharpened) pencil. And you don’t want to use an un-sharpened pencil. And oftentimes, you lose that pencil.

It’s the same thing with your muscles and your brains.

You get weak when you don’t exercise (using your muscles).

You get dumb when you don’t use your brains — via learning or reading or  writing or thinking good thoughts, for example.  Continue reading


Buy and Hold

Buy and Hold ang strategy na ginamit ninyo nung bilhin n’yo ang mga companies and fund/s (FMETF, etc) na nasa portfolio ninyo sa ngayon.


Ang Election ay isang investment na “buy-and-hold” ang kailangang investing style (Photo taken: St. Peregrine Laziosi Shrine – Muntinlupa City)


Sakto sa inyo ang “buy and hold” strategy dahil long-term naman ang investments ninyo. 30 years, remember? Tapos meron na ang bawat isa ng halos Php 6 Million na sakaling marating ninyo, ay ipinagdarasal ko na hindi makasira sa inyong mga pagkatao balang araw.


Katangian ng ‘buy and hold’ – Continue reading

‘Wag katamaran

Gusto ko na sana manahimik matapos yung unang post kung Paano makaiwas ng scam.

Kaya lang, nabasa ko ang kuwento ng isa pang biktima.

Related: Magtiwala. But double-check din pag may time!

Akalain mo dahil lang sa hindi pag-check ng totoong figures milyon milyon ang nawala sa kanya?

A complainant…

“claimed that in March 2015, she was enticed by Peñaflor to buy stocks of ABS-CBN Corporation with a guaranteed hefty profit. She was told to open an account at Regina Capital, wherein the suspect’s company, CAP-M Consultancy Company, was allegedly connected.

“Jao was advised to buy stocks through CAP-M, so that within 12 to 15 days, she would sell the stocks with a 50%-profit. She invested P456,000 ($9,760.52) for 9,500 shares of alleged ABS-CBN stocks at P48 ($1.03) per share.

“After 12 days, Peñaflor reportedly told her that her stock was traded and earned more than P130,000 ($2,782.60). She then decided to reinvest her capital and profit with CAP-M.”

Red flags!

  • “Guaranteed” na kita – kapag may ganyang word tumakbo ka na

Continue reading