“Save” more from “Spend”?


Si Ate pala ay may savings pa rin taken from the supposed “Spend” envelop?

Confession n’ya yan while we were on #JFC ice cream and value meal date the other day – matapos makabili ng (a) ibang school supplies (world map, etc) for her school project, (b) some stuffs (small chunks of nuggets, ham and hotdog) from #PGOLD, and (c) a minimum boardlot of 10 shares of #BPI stocks for about nine hundred pesos only.

Yan ay bukod sa kanyang (allowance) savings na ipinahahawak sa akin to be deposited as her payment sa kanyang future self through her investment account.

Natuwa ako dahil mukhang nagiging habit na ang pag-save. Ito lang kasi ang tanging paraan para makapag-invest ang isang tao.

Concerned lang ako.

Kahit sabi n’ya para daw may madukot s’ya pag may iba s’yang bibilhin. #SmartMoneyMove right?

But why the concern?

I’m concerned, at the same time, dahil baka naman yung pang spend masyado nang tinitipid para lang makapag-save.

Balance lang dapat.

Gawing enjoyable ang patuloy na paglagay sa Save + Spend + Donate envelopes tuwing may na-Earn!

Sakaling wala talagang paggastusan, dapat lang ilagay sa ibang envelopes.

 

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